Protection while ALIVE Security for future generations


An annuity is a financial tool that pays a guaranteed regular payment for a set period of time and are increasingly used as vehicles for funding retirements. There are 2 basic types of annuities:

1) Immediate Annuity

2) Deferred Annuity

An immediate annuity is one where an income stream is to be paid out immediately upon receipt of a lump sum of money. The annuity will pay a monthly amount based upon a specified rate of return. A deferred annuity is one where the income stream is not required immediately, so you will pay in to the annuity until a set time or dollar amount at which point monthly annuity payments will be received.

For more detailed information regarding annuities, please go to the Resources section of this web-site. Alternatively, use the form below to talk to an advisor to see if annuities make sense for you.

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