Long Term Disability Insurance
The facts are undeniable….you are 5 times more likely to become disabled before you are 65 than you are to die. If you were to become disabled today, unable to work, could you survive with your finances intact?
Disability Insurance will pay up to 2/3 of your monthly income in the event you become disabled. There are even policies that offer a return of premium rider in the event that no claim is made. Payments are made to you monthly and are normally paid to you tax free. Policies are available up to age 65, so if you become disabled, then recover, then become disabled again, you could potentially receive benefits again based upon the terms of your policy.
Schedule an appointment with us today using the form below to determine if this important coverage belongs in your financial portfolio.